There is absolutely no public facts concerning a "greatest hdb personal loan 480 29" as the numbers are most likely a particular address or internal reference. The most HDB personal loan amount isn't a fixed sum but is rather based on quite a few components, including the Mortgage-to-Benefit (LTV) limit, the Mortgage loan Servicing Ratio (MSR), and also the applicant's age, income, and money standing. For new and resale flats, the utmost LTV is as much as seventy five% of the acquisition price tag or valuation, whichever is reduce. The MSR makes sure that month-to-month home finance loan repayments usually do not exceed 30% of the customer's gross month-to-month cash flow. An HDB personal loan has an interest charge of 2.6% per annum, pegged at 0.1% previously mentioned the CPF Everyday Account (OA) rate, and the maximum tenure is capped at maximum hdb loan 480 29 25 many years or approximately the client's age of 65, whichever is shorter. To determine the most loan you can get, you need to apply for an HDB Mortgage Eligibility (HLE) letter.